A few days ago, China Merchants Bank announced that it will stop ATM code scanning deposit service from April 9. Subsequently, users can use their bank cards to handle deposit business through ATM machines or go to the bank's business windows.

According to incomplete statistics, in the past year, more than 50 banking institutions have announced that they will stop all kinds of businesses such as cardless deposit, cardless withdrawal and scanning withdrawal.

From the user's point of view, with the rise of mobile payment, the frequency of cash use has decreased, and banks have successively closed the ATM QR code deposit function, which is related to many reasons, such as protecting the safety of customers' funds and cumbersome use of related functions.

Bankers said that with the development of financial technology, banks need to use digital technology to transform business models, business processes, application scenarios and other aspects. From the reality, banks are constantly exploring transformation, strengthening the level of financial services, and optimizing and upgrading the functions of existing ATMs.