As a beneficial complement to the financial system, small loan companies are playing an active role in guiding private capital to serve the real economy, alleviating the pressure of small and micro enterprises, and financing the "three rural" issues. According to "Dalian Small Loan Industry Development Report (2011-2015)", 7000 small and micro enterprises and "three rural" households received funds through small loan companies.
Dalian officially launched pilot work in small loan companies in 2008 and improved the regulatory system and optimized the development environment during the 12th Five-Year Plan.
The report shows that the number of small loan institutions increased to 77 from 55, the registered capital increased from 4.3 billion to 8.2 billion, and 61.5 billion yuan was loaned during the 12th Five-Year Plan. The 77 small loan companies including 63 private enterprises, 10 state-owned enterprises, 2 wholly state-owned enterprises and 2 wholly foreign-owned enterprises cover 12 pilot zones except Changhai County.
During the 12th Five-Year Plan, the annual growth rate of registered capital of small loan companies reached 17.56%, and by the end of 2015, the average registered capital of small loan companies had reached 107 million yuan, 1.4 times as much as that in 2011. In the 5 years, 43095 loans totaling 61.495 billion yuan were issued.
Recently, in the evaluation on excellent small loan companies by China Association of Small Loan Companies, 6 companies from Dalian has won the honor including Zhuanghe Beifang Small Loan Company, Dalian Lushun Foreign Exchange Small Loan Company, Dalian High-tech Zone Zhongrongxin Small Loan Company, etc..